Last Updated: June 2026

Easy Ride Approvals ("we," "us," or "our") operates https://easyrideapprovals.ca (the "Site"). We respect your privacy and are committed to protecting the personal information you share with us. This Privacy Policy outlines how we collect, use, and protect your data in accordance with Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA).

1. Information We Collect

When you use our online pre-qualification system, we collect personal information to help evaluate your finance options, including:

Contact Information: Name, email address, phone number, and city/province.

Financial & Employment Information: Primary source of income, estimated monthly income, employment duration, and estimated credit health tier.

2. How We Use Your Information

We use the information collected from our multi-step form to:

Assess your structural qualification for powersports and automotive lending baselines.

Match your profile with qualified local dealership and finance partners who can service your specific credit file.

Contact you via phone, email, or text message regarding your pre-approval application status.

3. Strict Mobile Data & Text Messaging Protection

We maintain strict guardrails around your mobile data and communication preferences:

No Sharing of Mobile Consent: No mobile information or text messaging originator opt-in data and consent will be shared, sold, or rented to third parties or affiliates for marketing or promotional purposes.

Exclusion Clause: All the above information-sharing categories exclude text messaging originator opt-in data and consent; this specific data will not be shared with any third parties, excluding aggregators and subcontractors strictly in support of our direct text messaging services.

4. Consent and Opt-Out Rights

By initiating an application on our Site, you provide meaningful consent for us to process your parameters.

SMS Opt-Out: You can stop receiving text messages from us at any time by replying STOP to any message.

Help: For support with our messaging services, you can reply HELP.

5. Data Security and Safeguards

We protect your personal data using commercially acceptable administrative and technical security measures (including secure databases within our CRM architecture) to prevent unauthorized access, loss, modification, or theft.

6. Contact Information

For questions regarding this Privacy Policy, or to request access to or correction of your personal data, please contact us at:

Email: [email protected]

Terms and Conditions

Terms & Conditions for Easy Ride Approvals

Last Updated: June 2026

Welcome to Easy Ride Approvals ([https://easyrideapprovals.ca](https://easyrideapprovals.ca)). By accessing or using our website, multi-step qualification tools, or services, you agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, you may not use our Site.

1. Eligibility & Age of Majority By using this Site and submitting information through our pre-qualification forms, you represent and warrant that you are at least eighteen (18) years of age (or the age of majority in your province of residence) and possess the legal authority to enter into this agreement.

2. Informational and Marketing Referral Service Only Easy Ride Approvals operates strictly as an online marketing, lead generation, and referral platform.

Not a Lender or Dealer: Easy Ride Approvals is not a licensed motor vehicle dealer, bank, lender, credit grantor, or insurer. We do not sell vehicles, issue loans, evaluate creditworthiness for final underwriting, or make independent credit decisions.

No Guarantees: Any information, estimated budgets, or pre-qualification tiers shown on this Site are for informational and educational purposes only. They do not constitute an official offer of finance, a guarantee of credit approval, or a guarantee of specific interest rates or vehicle availability.

Third-Party Transactions: By submitting an application, you understand and agree that we pass your criteria to independent third-party automotive/powersports dealerships or finance partners. Any subsequent vehicle purchase, loan approval, or finance contract is executed solely between you and that specific third-party business. We are not liable or responsible for the decisions, conduct, or terms offered by those third parties.

3. Communication Consent (A2P SMS & Email) By providing your phone number and email address on our forms, you grant express consent to receive operational communications, application updates, and marketing messages from Easy Ride Approvals via telephone, email, or text messages (SMS).

Message and data rates may apply.

You may opt out of SMS communications at any time by replying STOP. For support instructions, reply HELP.

4. Limitation of Liability To the maximum extent permitted by applicable Canadian law, Easy Ride Approvals and its operators shall not be liable for any direct, indirect, incidental, or consequential damages resulting from your use of or inability to use the Site, or from any transactions or credit applications handled by independent third-party dealerships.

5. Contact Us If you have any questions regarding these Terms & Conditions, please contact us at: [email protected].